Datarius cryptobank is a decentralized partially closed system.
As a P2P platform, the system enables users to decide themselves whether to use any of variable services and applications. This in turn allows to almost completely reduce transaction costs.
Datarius serves as a direct link between lenders, borrowers, and the related services – managers, analysts, insurance companies, funds, trading terminals.
The Datarius project has a global value. It is designed to overcome current diffculties connected to use of cryptocurrencies in non-digital world, introducing options of integrated crypto- and fiat money services into payment infrastructure for this purpose.
Primary mission of Datarius cryptobank is creation of P2P-system that would make use of full potential of decentralized financial technology within the framework of cryptocurrency payment system and real life.
Another substantial part of Datarius mission is to provide world community with access to major financial instruments in P2P transaction format. In relatively short time cryptobank clients will receive services that ultimately meet their needs, because transactions will be conducted in automatic mode, while services will be customizable. Any transaction will be much more profitable since P2P-platform does not split loan and deposit products and does not involve staff dealing with this.
- Payment System Licensed Under the DPL - Personal IBAN (co-branded) - Multi-Currency Accounts - P2P Lending - Co-branded Credit Cards - Asset Exchange - Transaction Insurance - Online Training Centre for System Users
- Additional Licensing - Trust Management - Membership in VISA and MasterCard Payment Systems - Partner Programs - Public API - Mobile Applications - Short-Term Accumulation Accounts ("Money Box") - Consultants Training Program and Training Center Franchise
- Deposit Limits - Credit Cards - Virtual Cards - Cold Accumulative Accounts (Hardware Wallets) - Professional Managers and Analysts - Integration with Instant Transfer Systems
- Obtaining SWIFT Participant Status - Creation of Personal IBAN Accounts and Access to SWIFT - Integration of Biometric Authorization - Opening of Gateway to World's Cryptocurrency Exchange - Fixed Cryptochecks - Introduction of Artificial Intelligence
- Foot Bankers - Mortgage Credit Lending - Services for Small and Medium Business - Establishment of Venture Capital Investment Fund - Integration of Crowdfunding Platform - Direct Access to Government Bond Market - Private Pension Fund - Commodity Exchange and Securities Exchange